Senior Credit Risk Analyst – CRM Leveraged and Structured Finance (d/m/w)
Position Overview
The Risk division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients.
Leveraged Lending is an asset class defined in ECB policies which requires specialized risk handling. Leveraged Lending follows specific due diligence as well as monitoring processes; including the use of a specific scorecard to determine the internal rating.
As part of DB’s strategy to offer Leveraged Lending to our European large and medium-sized companies, CRM LSF is looking for a Senior Credit Analyst to strengthen its European team.
Your Key Responsibilities
As team member, based in Frankfurt, you will be responsible for the compliance with the defined Leveraged Lending risk processes for this business segment as well as the implementation of the applicable standards for credit assessment (market or DB risk appetite) and rating. As part of the wider CRM Leveraged Finance team, you will also be involved in large national and cross boarder underwriting credit requests / transactions and will be responsible for covering respective clients in your portfolio.
Key Responsibilities
In-depth analysis of new Leveraged Finance transactions including Leveraged Buyouts, Mergers & Acquisitions (M&A) financing, Best-Effort transactions, Leveraged Loan participations, amend-to-extend and waiver requests
Reviewing and approving requests for FX/IR/commodity derivatives and transaction banking products
Review of credit reports throughout the entire credit process incl. detailed credit recommendation and approval as well as presenting the larger transactions to the Underwriting Committee
Taking credit decisions within the assigned credit authority
Providing on-going portfolio monitoring and maintaining data integrity in DB’s technology systems
Leading/Participating in diverse internal projects that improve efficiency and helping Deutsche Bank to achieve key strategic objectives
Supporting the team’s interactions with internal and external auditors and regulatory authorities
Your skills and experiences
Academic degree preferably in business or finance related field or equivalent experience/qualification
Significant experience in product areas Leveraged Finance and/or Structured Finance
Outstanding analytical skills, including Leveraged Loan and High Yield structuring, financial modelling / forecasting and understanding of derivative structures. Comprehensive understanding of macroeconomic drivers
High degree of ability to take credit decisions independently
Ability to process comprehensive data within the shortest timeframes and making credit decisions in a well-founded and concise manner
Extensive knowledge of generally applicable Leveraged Lending related policies and processes at a Bank (e.g.: application of the corresponding risk rating, among others)
Ability to work under high time pressure and focus on multiple transactions at once
Excellent written and oral communication skills in English and German
What we offer
This job is available in full and parttime
We provide you with a comprehensive portfolio of benefits and offerings to support both, your private and professional needs.
Emotionally and mentally balanced: A positive mind helps us master the challenges of everyday life – both professionally and privately. We offer consultation in difficult life situations as well as mental health awareness trainings.
Physically thriving: We support you in staying physically fit through an offering to maintain personal health and a professional environment. You can benefit from health check-ups; vaccination drives as well as advice on healthy living and nutrition.
Socially connected: Networking opens up new perspectives, helps us thrive professionally and personally as well as strengthens our self-confidence and well-being. You can benefit from PME family service, FitnessCenter Job, flexible working (e.g parttime, hybrid working, job tandem) as well as an extensive culture of diversity, equity and inclusion.
Financially secure: We provide you with financial security not only during your active career but also for the future. You can benefit from offerings such as pension plans, banking services, company bicycle or “Deutschlandticket”.
Since our offerings slightly vary across locations, please contact your recruiter with specific questions.
In case of any recruitment related questions, please get in touch with Julia Lotze.
Contact Julia Lotze: +49 (0)171 - 5570 161
Unsere Werte bestimmen das Arbeitsumfeld, welches wir schaffen möchten – vielfältig, wertschätzend und offen für verschiedene Meinungen. Nur eine Unternehmenskultur, die eine Vielzahl von Perspektiven, sowie kulturellen und gesellschaftlichen Hintergründen vereint, fördert Innovation. Wir setzen auf vielfältige Teams, in welchen die Menschen ihr volles Potential entfalten können – denn das Zusammenführen verschiedener Talente und Ideen spielt eine entscheidende Rolle für den geschäftlichen Erfolg der Deutschen Bank.
Unsere Unternehmenskultur setzt hohe ethische Standards und fördert ein gutes Miteinander. Unabhängig von kulturellem Hintergrund, Nationalität, ethnischer Zugehörigkeit, geschlechtlicher und sexueller Identität, körperlichen Fähigkeiten, Religion und Generation freuen wir uns über Bewerbungen talentierter Menschen.
Sprechen Sie uns an: Wir bieten flexible Arbeitszeitmodelle und weitere Zusatzleistungen, um Sie in Ihrem Berufsleben zu unterstützen.
Besuchen Sie Inside Deutsche Bank, um mehr über die Kultur der Deutschen Bank zu erfahren, einschließlich unserer Aktivitäten zu Vielfalt, Chancengleichheit und Teilhabe, unserer Führungskultur, unseren Aktivitäten zur Zukunft der Arbeit und vieles mehr.
